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  • Mon - Thu9:00 AM - 7:00 PM
  • Fri - Sat9:00 AM - 6:00 PM
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  • Mon - Fri7:30 AM - 5:00 PM
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How to Finance a Car


Congratulations! You’ve decided to be the talk of the town and purchase a Mercedes-Benz. Although, before you can take to the streets of Manchester, Bedford, and Nashua, NH, in your new set of wheels, you must first determine how you want to pay for the vehicle. For that, our team can help.

At Mercedes-Benz of Manchester, we’ve created this guide on how to finance a car. After reading, you’ll be ready to head to our on-site finance center. Let’s get started.



Prep Work Before You Can Finance a Car

After you’ve read our Mercedes-Benz reviews and comparisons and browsed our inventory, you’re ready to finalize the purchase of your new vehicle. Although, before you can sign the finance papers, there is some prep work you should do.

First, you need to understand your buying power. For this, you need to do a bit of math.

Experts suggest planning to spend about 10 to 15 percent of your monthly take-home income on your car expenses per month. With this number in hand, you have a stronger grasp on your buying power.

Another thing you should do before you finance a car is learn your credit score. The recommended credit score for buying a car is between 675 and 738. If your credit score is below this range, identifying a co-signer on the lease is a great option.


How to Finance a Car in 3 Easy Steps

Now that you understand your buying power, it’s time to finance a vehicle. The team of experts at our on-site finance center has streamlined the financing process so you can spend less time looking at numbers and more time enjoying your new set of wheels.

Check out how to finance a car in three easy steps!


1). Decide if You’re Trading in a Vehicle

When it’s time to finance, one question you’ll be asked is if you’re trading in another vehicle when you buy. If so, receiving a trade-in offer can help expedite the process.

In as few as five minutes, you can receive a firm offer for your vehicle simply by filling out our online form. Provide us with some basic information, such as license plate number, mileage, and drivetrain, and then upload some photos for the most accurate offer.


2). Browse Loan Options

Another step to financing is learning about the types of loans you qualify for. When you meet with our team, they can review these options with you. However, you can also explore potential loans from the comfort of your own home thanks to our financing application.

In two steps, you could get pre-approved for financing. Provide us with your information and submit the form. Once complete, our team will get to work exploring the loan options that align with your needs. Our team will also contact you with these results.

As a result, the time spent at our finance center can be reserved for answering final questions.


Mercedes-Benz Online Financing

3). Decide Whether You Want to Buy in Person or Online

AcceleRide, our online car-buying platform, provides you with the freedom to shop how and where you want. Visit us in person or use our secure online platform to build a custom finance plan from the comfort of your own home.

In six steps, you’ll be ready to take the wheel of your new Mercedes-Benz, but that’s not even the best part. Once complete, you can choose whether you want to pick up your new car from our dealership or have it delivered to your home.


Learn More About How to Finance a Car Today

As you can see in our guide on how to finance a car, the team at Mercedes-Benz of Manchester makes this a simple process. With our help, you could embark on your maiden voyage around Manchester, Bedford, and Nashua, New Hampshire, in the blink of an eye.

Contact us to get started today!


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Mercedes-Benz of Manchester 42.956322, -71.440817.